Finance tools

Check payments, TDSR, stamp duty and new launch cash flow

Use these as quick planning estimates. Banks, IRAS and HDB rules can treat edge cases differently.
TDSR 55% MSR 30% BSD 1-6% ABSD 0-65% Rent 30% Lease duty 0.4% Checked 2026-05-07

New launch payment schedule

Stage Due Cash / CPF Loan draw Est. interest

Pre-offer checklist

Use the numbers above to see what is ready, what still needs official confirmation, and which documents to prepare before viewings or an offer.

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HDB HFE / loan CPF planner CPF home ownership

This tool uses configurable simplified planning rules: TDSR 55%, MSR 30% for HDB/new EC, 70% recognition of variable income, current IRAS residential BSD/ABSD tables, IRAS lease duty rules for tenancy agreements, and a common new-launch 5/15/10/10/5/5/5/5/25/15 progressive schedule. It does not cover remissions, decoupling, trusts, CPF usage limits, valuation differences, developer-specific notices or bank-specific credit policy.